Mortgage & Lending
1. Mortgages:
Through our lending partners, we can help find you the best rate for your mortgage.
2. Lines of Credit:
A Line of Credit (LOC) is a borrowing option where you apply only once for a credit limit that you can continue to use and re-use based on your credit needs. You are charged interest only on the amount that you use.
3. RRSP Loans:
An RRSP loan works just like any loan: you borrow a lump sum of money and have to make principal and interest repayments regularly over a period of time. The only thing that makes it an RRSP loan is that the lump sum goes directly into your RRSP account.
4. TFSA Loans:
A Tax-Free Savings Account (TFSA) Loan lets you take advantage of your unused TFSA contribution room by borrowing funds.
5. Investment Loans:
With an investment loan, clients borrow to make a lump sum investment purchase that has the potential to grow in value over time. An investment loan has the potential to generate greater returns for your client than a traditional investment strategy. In Canada, we benefit from the interest on these loans potentially being tax deductible.